Consumer services that utilize innovative technologies for fast and efficient processes include all of the following except:

The choice of traditional banking as the answer highlights the contrast between conventional methods of banking and the modern services that leverage innovative technologies for a more streamlined experience. Traditional banking typically involves in-person transactions at a physical branch, which can require more time and effort for consumers. This process often includes waiting in lines, filling out paper forms, and generally dealing with slower procedures that are not as efficient as those offered by digital alternatives.

In contrast, online shopping, self-service checkouts, and electronic banking embody a shift towards automation and technology that enhances convenience and speed for consumers. Online shopping allows for purchases to be made anytime and from anywhere, self-service checkouts reduce the need for cashier interactions, and electronic banking enables users to manage their finances and perform transactions instantly through apps and online platforms. This demonstrates a clear distinction in the consumer services that have adapted to and benefitted from innovative technologies, positioning traditional banking as the outlier in this context.